Critical Illness Insurance What is Critical Illness Insurance? A critical illness plan provides protection in the event that you suffer a critical illness such as cancer, a heart attack, a stroke, or multiple sclerosis...not a pleasant thought, but at least you'll have the comfort of knowing you can still provide for yourself and your family Often with these types of illnesses there are expenses not covered by health or disability income insurance. Critical Illness Insurance pays a lump sum based on the coverage you select while you are living. Critical Illness Insurance helps you protect your independence, lifestyle and family. If I have Medical Insurance to cover illness, why do I need a Critical Illness policy also? Typically, medical insurance does not cover lost income for the survivor and family, deductibles, co-pays, experimental treatments, housekeeping, childcare, transportation, rehabilitation, home or vehicle modifications, to name a few. A Critical Illness policy will help with these expenses. Click here for more information about health insurance. If I have Disability Income Insurance that will cover my expenses, right? Partially, what disability income protection may not cover are the additional expenses incurred with a critical illness. Living expenses often increase with a change in health. Disability income insurance may not provide enough income to cover these additonal costs. Click here to learn more about Disability Insurance. If you would like to additional information on Critical Illness Protection, or to see if a Critical Illness Protection plan is right for you, call today to learn more- 214.803.2797, or email skovich@sarahkovich.com. GET A QUOTE